Job #5820


Position Details



Job Id Postition Type Location Salary Summary
5820 Credit Analyst permanent Spartanburg, SC $50k-$60k Growing Upstate Company That Offers Work/Life Balance


Individual will effectively gather, analyze, and assimilate credit information resulting in the formation of a credit recommendation based upon all obtained facts and data. Tasks will include contacting Presidents, CFOs, Treasurers, and other financial representatives and conducting financial conversations. This will include requesting financial statements, negotiating various types of credit arrangements and requiring adherence to such arrangements. The individual will be responsible for appropriate and timely follow up on past due obligations, and to research various disputes and claims to ensure quick resolution of outstanding invoices.

All communication will be conducted via telephone, e-mail, written letters and internal department credit file memos. Information gathering will also include contacting prospective and existing customers’ bank and trade references to verify past and current performance as well as existing credit arrangements. The analysis of financial statements will require the individual to be fully versed in various financial ratios and their meaning, and familiarity with accounting terms and procedures.

Requirements:

  • 4 year finance degree from an accredited College or University
  • Previous credit / collections and banking experience
  • Advanced software and Excel skills
  • General knowledge of the Fair Debt Collection Practices Act (FDCPA)
  • Able to work independently while being a team player
  • Ability to work in a fast paced professional business environment and meet daily, weekly, and monthly quality and productivity requirements
  • PC skills including a proficiency in Microsoft Excel and Microsoft Word
  • Excellent math and financial analytical skills
  • Excellent written and verbal communication skills, effective telephone techniques and the ability to be firm, direct, and concise, while maintaining a professional manner at all times
  • Able to display high levels of initiative, motivation, flexibility and creativity to devise methods of attaining productivity standards
  • Must be results-oriented and persistent when faced with obstacles. Ability and skills to effectively deal with distressed customers, and third parties while remaining professional at all times
  • Strong work ethic (example: attendance, dependability, etc.)
  • AccountSource is a leader in helping organizations identify and acquire TOP talent with an ethical, honest and confidential approach.